LINE Bank Quick Credit

Use your standby loan limit anytime


Interest Free

Enjoy 30 days interest free of your limit usage

Simple Process

Apply for a loan easily with your e-KTP

24/7 access to your limit

Disburse the limit anytime you need additional fund

Easy to manage

Access your limit usage and payment using LINE Bank app

Loan Installment Simulation

Installment Principal

IDR 1,000,000

Conditions may differ according to customer's credit status

Tenors

3 month

Installment Amount per month

IDR 368,334

Flat monthly interest

This is only a simulation, not a final decision and is subject to change in accordance with applicable regulations.


How to apply for Quick Credit?

Select Apply Quick Credit


How to use Quick Credit

Select Disburse icon from Quick Credit Account

Product Information

Loan Limit

  • IDR 1.000.000 to IDR 300.000.000

30 Days Interest Free

  • Enjoy benefits free interest periods up to 30 days after the loan has been approved until your payment date
  • The total limit that being used will automatically convert to monthly installment after 30 days

Connect Account To Debit Card

  • Quick credit is linked to your main saving account and debit card to add convenience to your transactions
  • Enjoy convenient credit usage in any financial transactions (payment, transfer, withdrawal, bill payment, etc.)

Installment Options

  • Limit valid thru : 3 and 12 months

Interest Rate & Fee

Interest Rate
MonthlyStarts from 2.5% per month
Fee
Provision and admin feeNo fees applied
Early Redemption FeeFree (For early redemption, customer needs to pay all the outstanding loan include interest charge and others fee apply as per tenor agreed)
Late Fee (loan limit IDR 1.000.000 to 4.900.000)The late payment fee is 6% of the total monthly installment due (Principal + interest).
Late Fee (loan limit ≥ IDR 5.000.000)The late payment fee is 6% of the total monthly installment due (Principal + interest).

Repayment Options

  • Installment tenor up to 36 months
  • Installment tenor varies by customer

Customer Eligibility

  • LINE Bank savings account holder
  • Age : Min age 21 years old when apply, Max 55 years old when loan mature
  • Citizenship: Indonesia citizen and e-KTP holder
  • Minimum monthly Income: IDR 3.000.000
  • Employment Type

    - Employee
    - Government employee
    - Self-employed
    - Professional
    - Informal employee
    - Housewife
    - Student

  • Loan Coverage Area (Domicile)

    - Jabodetabek
    - Lebak
    - Pandeglang
    - Serang
    - Cilegon
    - Cianjur
    - Sukabumi
    - Karawang
    - Bandung
    - Semarang
    - Surakarta
    - Yogyakarta
    - Surabaya


Experience even more!

Check Credit Limit

Check your credit limit result in only a few minutes with minimal input data

KTA

Get instant cash exactly when you need it
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