LINE Bank Quick Credit
Use your standby loan limit anytime

Interest Free
Enjoy 30 days interest free of your limit usage
Simple Process
Loan application only with e-KTP
24/7 access to your limit
Disburse the limit anytime you need additional fund
Easy to manage
Access your limit usage and payment using LINE Bank app

Loan Installment Simulation

Installment Principal

IDR 1,000,000

Conditions may differ according to customer's credit status

Tenors

3 month

Installment Amount per month

IDR 35,833

Flat monthly rate 2.50%

This is only a simulation, not a final decision and is subject to change in accordance with applicable regulations.


How to apply for Quick Credit?
Select Apply Quick Credit

How to use Quick Credit
Select Disburse icon from Quick Credit Account
Loan Limit
  • IDR 1.000.000 to IDR 100.000.000
30 Days Interest Free
  • You can enjoy 30 days interest free benefit when using your credit.
  • After 30 days, your limit usage automatically convert to installment plan
Connect Account To Debit Card
  • Quick credit is linked to your main saving account and debit card to add convenience to your transactions
  • Enjoy convenient credit usage in any financial transactions (payment, transfer, withdrawal, bill payment, etc.)
Installment Options
  • Validity Tenor : 3,6,9 and 12 months
Interest Rate & Fee
Interest Rate
MonthlyStarts from 2.5% per month
Fee
Provision and admin feeNo fees applied
Early Redemption FeeFree (For early redemption, customer needs to pay all the outstanding loan include interest charge and others fee apply as per tenor agreed)
Late Fee (loan limit IDR 1.000.000 to 4.900.000)The late payment fee is 6% of the total monthly installment due (Principal + Interest).
Late Fee (loan limit ≥ IDR 5.000.000)The late payment fee is 6% of the total monthly installment due (Principal + Interest).
Repayment Options
  • Revolving + Installment (Up to 12 month)
  • Installment tenor varies by customer
Customer Eligibility
  • LINE Bank savings account holder
  • Age : Min age 21 years old when apply, Max 55 years old when loan mature
  • Citizenship: Indonesia citizen and e-KTP holder
  • Employment Type

    - Employee
    - Government employee
    - Self-employed
    - Professional
    - Informal employee
    - Housewife
    - Student

  • Loan Coverage Area (Domicile)

    - Jabodetabek
    - Bandung
    - Surabaya

  • Minimum monthly Income: IDR 3.000.000

Experience even more!
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