Free Interest*
Simple Process
Use Anytime
Easy Repayment
Loan Installment Simulation
Installment Principal
IDR 1,000,000
Conditions may differ according to customer's credit status
Tenors
3 month
Installment Amount per month
IDR 373.333
Flat monthly interest
This is only a simulation, not a final decision and is subject to change in accordance with applicable regulations.
How to apply for Quick Credit?
Select Apply Quick Credit
How to use Quick Credit
Select Disburse icon from Quick Credit Account
Product Information
Loan Limit
- IDR 1.000.000 to IDR 300.000.000
30 Days Interest Free
- Enjoy benefits free interest periods up to 30 days after the loan has been approved until your payment date
- The total limit that being used will automatically convert to monthly installment after 30 days
Connect Account To Debit Card
- Quick credit is linked to your main saving account and debit card to add convenience to your transactions
- Enjoy convenient credit usage in any financial transactions (payment, transfer, withdrawal, bill payment, etc.)
Installment Options
- Limit valid thru : 3 and 12 months
Interest Rate & Fee
| Interest Rate | |
|---|---|
| Monthly | Starts from 2.5% per month |
| Fee | |
|---|---|
| Provision and admin fee | No fees applied |
| Early Redemption Fee | Free (For early redemption, customer needs to pay all the outstanding loan include interest charge and others fee apply as per tenor agreed) |
| Late Fee (loan limit IDR 1.000.000 to 4.900.000) | The late payment fee is 6% of the total monthly installment due (Principal + interest). |
| Late Fee (loan limit ≥ IDR 5.000.000) | The late payment fee is 6% of the total monthly installment due (Principal + interest). |
Repayment Options
- Installment tenor up to 36 months
- Installment tenor varies by customer
Customer Eligibility
- LINE Bank savings account holder
- Age : Min age 21 years old when apply, Max 55 years old when loan mature
- Citizenship: Indonesia citizen and e-KTP holder
- Minimum monthly Income: IDR 3.000.000
- Employment Type
- Employee
- Government employee
- Self-employed
- Professional
- Informal employee
- Housewife
- Student - Loan Coverage Area (Domicile)
- Jabodetabek
- Lebak
- Pandeglang
- Serang
- Cilegon
- Cianjur
- Sukabumi
- Karawang
- Bandung and surrounding cities
- Semarang and surrounding cities
- Surakarta
- Yogyakarta and surrounding cities
- Surabaya and surrounding cities
FAQ - LINE Bank Loan (Quick Credit)
How to disburse Quick Credit funds?
You can disburse Quick Credit Loan facilities, with the following steps:
- Click on your Quick Credit on the main menu
- Click the disbursement icon in the lower right corner
- Enter the amount you want to disburse
- Choose your disbursement account that has been registered with a Quick Credit Loan
- Select Ok
- Quick Credit status will be displayed
- Click Loan Disbursement
- Enter your Pin
How to use Quick Credit for QRIS payments?
Following are the steps for paying QRIS using Quick Credit:
- Scan the QR code at the merchant
- Enter the nominal transaction
- Click OK
- Click the 'Quick Credit' payment column
- Click 'Pay' to continue payment
- Click Confirm
- Enter the transaction PIN
- The transaction is successful
How do I view a list of my Quick Credit transactions?
You can look at the Quick Credit transaction list menu, with the following steps:
- Select the Loan menu
- Select the Quick Credit menu
- You can set the transaction list based on the type of transaction and the transaction period
