LINE Bank Quick Credit
Use your standby loan limit anytime
Interest Free
Enjoy 30 days interest free of your limit usage
Simple Process
Apply for a loan easily with your e-KTP
24/7 access to your limit
Disburse the limit anytime you need additional fund
Easy to manage
Access your limit usage and payment using LINE Bank app
Loan Installment Simulation
Installment Principal
IDR 1,000,000
Conditions may differ according to customer's credit status
Tenors
3 month
Installment Amount per month
IDR 368,334
Flat monthly interest
This is only a simulation, not a final decision and is subject to change in accordance with applicable regulations.
How to apply for Quick Credit?
Select Apply Quick Credit
How to use Quick Credit
Select Disburse icon from Quick Credit Account
Product Information
Loan Limit
- IDR 1.000.000 to IDR 300.000.000
30 Days Interest Free
- Enjoy benefits free interest periods up to 30 days after the loan has been approved until your payment date
- The total limit that being used will automatically convert to monthly installment after 30 days
Connect Account To Debit Card
- Quick credit is linked to your main saving account and debit card to add convenience to your transactions
- Enjoy convenient credit usage in any financial transactions (payment, transfer, withdrawal, bill payment, etc.)
Installment Options
- Limit valid thru : 3 and 12 months
Interest Rate & Fee
| Interest Rate | |
|---|---|
| Monthly | Starts from 2.5% per month |
| Fee | |
|---|---|
| Provision and admin fee | No fees applied |
| Early Redemption Fee | Free (For early redemption, customer needs to pay all the outstanding loan include interest charge and others fee apply as per tenor agreed) |
| Late Fee (loan limit IDR 1.000.000 to 4.900.000) | The late payment fee is 6% of the total monthly installment due (Principal + interest). |
| Late Fee (loan limit ≥ IDR 5.000.000) | The late payment fee is 6% of the total monthly installment due (Principal + interest). |
Repayment Options
- Installment tenor up to 36 months
- Installment tenor varies by customer
Customer Eligibility
- LINE Bank savings account holder
- Age : Min age 21 years old when apply, Max 55 years old when loan mature
- Citizenship: Indonesia citizen and e-KTP holder
- Minimum monthly Income: IDR 3.000.000
- Employment Type
- Employee
- Government employee
- Self-employed
- Professional
- Informal employee
- Housewife
- Student - Loan Coverage Area (Domicile)
- Jabodetabek
- Lebak
- Pandeglang
- Serang
- Cilegon
- Cianjur
- Sukabumi
- Karawang
- Bandung
- Semarang
- Surakarta
- Yogyakarta
- Surabaya
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