A. Funding Product Interest Rate
| Funding Product | Interest Rate* | Interest Rate* (start from 1 April 2023) |
| 1) Savings | 1% p.a | 1% p.a |
| 2) Time Deposit | ||
| a) Placement IDR. 1.000.000 - IDR. 500.000.000 | 4.5% p.a | 6% p.a** |
| b) Placement > IDR. 500.000.000 | 4,5% p.a | 5% p.a** |
*Interest rates are subject to change at any time according to the Bank‘s policy
**Funds placed in Customer Accounts and/or Time Deposit are guaranteed in a guarantee program organized by the Deposit Insurance Corporation (LPS) in accordance with the terms, values and conditions set by LPS
B. Funding Product Rates
| Funding Product | Rates |
| 1) Savings | |
| a) Initial Deposit | IDR 0 |
| b) Minimum Balance | IDR 0 |
| c) Administration Fee | Free |
| d) Below Minimum Balance Fee | Free |
| e) Opening Account Fee | Free |
| f) Closing Account Fee | Free |
| g) Dormant Fee (inactive during 6 months) | Free |
| 2) Time Deposit | |
| a) Minimum Placement | IDR 1.000.000 |
| b) Maximum Placement | IDR 1.000.000.000 |
| c) Administration Fee | Free |
| d) Opening Account Fee | Free |
| e) Closing Account Fee | Free |
| 3) Debit Card | |
| Java | |
| a) 1st debit card issueance | Free |
| b) 2nd and above debit card issueance | IDR 50.000 |
| Outside Java | |
| a) 1st debit card issueance | IDR 50.000 |
| b) 2nd and above debit card issueance | IDR 50.000 |
*Exclude Papua and Maluku
C. Transaction Fee
| Transaction Type | Fee |
| 1) Transaction through Digital Banking Application | |
| a) Balance Inquiry Fee | Free |
| b) Cardless Withdrawal Fee | Free |
| c) Overbooking Fee | Free |
| d) Online Transfer to Other Bank | Free * |
| 2) Transaction through Hana Bank Branch | |
| a) Balance Inquiry Fee | Free |
| b) Cash Withdrawal Fee Below E-Channel Limit | IDR 10.000 |
| c) Cash Withdrawal Fee Above E-Channel Limit | Free |
| d) Overbooking Fee (transfer to Hana Bank account) Below E-Channel Limit | IDR 10.000 |
| e) Overbooking Fee (transfer to Hana Bank account) Above E-Channel Limit | Free |
| 3) Debit Card Transaction through ATM Hana Bank | |
| a) Balance Inquiry Fee | Free |
| b) Cash Withdrawal Fee | Free |
| c) Cash Deposit Fee | Free |
| d) Overbooking Fee (transfer to Hana Bank account) | Free |
| e) Online Transfer to Other Bank | Free * |
| 4) Debit Card Transaction through Other Bank ATM (Domestic) | |
| a) Balance Inquiry Fee | Free * |
| b) Cash Withdrawal Fee | Free * |
| c) Overbooking Fee (transfer to Hana Bank account) | Free * |
| d) Online Transfer to Other Bank | Free * |
| 5) Debit Card Transaction through VISA Network (International) | |
| a) Balance Inquiry Fee | Free |
| b) Cash Withdrawal Fee | Free (issuing bank fee only) |
| 6) Debit Card Transaction through EDC (Merchant Transaction) | |
| a) Offline & Online Transaction | Free |
| b) Void Transaction | Free |
| 7) Bill Payment and Top up Transaction | Free * |
Effective as of April 11th, 2022, transactions using a free-fee quota are valid for 25 transactions per customer per month and do not apply for accumulation.
