A. Funding Product Interest Rate
| Funding Product | Interest Rate* (start from 1 January 2025) |
| 1) Savings | 1% p.a |
| 2) Goal Savings - Basic - Reward | - 5% p.a - Follow with program scheme |
| 3) Time Deposit | Tenure | 1-3 months : 6% p.a 4-6 months : 6.5% p.a > 6 months : 7.5% p.a |
*Savings and Time Deposit products are included in Indonesia Deposit Insurance Corporation (LPS) guarantee program in accordance with the level, value and conditions determinated by LPS. In the condition that the interest rate exceeds the specified interest rate, the product is not included in the LPS guarantee.
**Interest rates are not binding and may change at any time according to Bank policy. For the latest interest rate information, contact the nearest Office Network or Call Hana 1500021
B. Funding Product Rates
| Funding Product | Rates |
| 1) Savings | |
| a) Initial Deposit | IDR 0 |
| b) Minimum Balance | IDR 0 |
| c) Administration Fee | Free |
| d) Below Minimum Balance Fee | Free |
| e) Opening Account Fee | Free |
| f) Closing Account Fee | Free |
| g) Dormant Fee (inactive during 6 months) | Free |
| 2) Goal Savings | |
| Goal Savings Basic | |
| a) Initial Deposit b) Minimum monthly deposit c) Administration Fee d) Opening account fee e) Early termination fee | IDR 0 IDR 100.000 Free Free 1% Minimum IDR 50.000 |
| Goal Savings Reward | |
| a) Initial Deposit b) Minimum monthly deposit c) Administration Fee d) Opening account fee e) Early termination fee | Subject to program scheme Subject to program scheme Free Free Subject to program scheme |
| 3) Time Deposit | |
| a) Minimum Placement | IDR 1.000.000 |
| b) Maximum Placement | IDR 1.000.000.000 |
| c) Administration Fee | Free |
| d) Opening Account Fee | Free |
| e) Closing Account Fee | Free |
| 4) Debit Card | |
a) 1st debit card issuance
|
|
| b) 2nd and above debit card issuance | IDR 50.000 |
| 5) BT21 Debit Card Java & Outside Java | |
| a) 1st debit card issuance | Free |
b) 2nd and above debit card issuance
|
|
*Exclude Papua and Maluku
C. Transaction Fee
| Transaction Type | Fee |
| 1) Transaction through Digital Banking Application | |
| a) Balance Inquiry Fee | IDR. 0 |
| b) Cardless Withdrawal Fee | IDR. 0 |
| c) Overbooking Fee | IDR. 0 |
d) Online Transfer to Other Bank
| Free max 50x* per month, fee after exceed quota:
|
| 2) Transaction through Hana Bank Branch | |
| a) Balance Inquiry Fee | IDR. 0 |
| b) Cash Withdrawal Fee Below E-Channel Limit | IDR 10.000 |
| c) Cash Withdrawal Fee Above E-Channel Limit | IDR. 0 |
| d) Overbooking Fee (transfer to Hana Bank account) Below E-Channel Limit | IDR 10.000 |
| e) Overbooking Fee (transfer to Hana Bank account) Above E-Channel Limit | IDR. 0 |
| 3) Debit Card Transaction through ATM Hana Bank | |
| a) Balance Inquiry Fee | IDR. 0 |
| b) Cash Withdrawal Fee | IDR. 0 |
| c) Cash Deposit Fee | IDR. 0 |
| d) Overbooking Fee (transfer to Hana Bank account) | IDR. 0 |
| e) Online Transfer to Other Bank | IDR. 6.500 |
| 4) Debit Card Transaction through Other Bank ATM (Domestic) | |
| a) Balance Inquiry Fee | IDR. 4.000 |
| b) Cash Withdrawal Fee | IDR. 7.500 |
| c) Overbooking Fee (transfer to Hana Bank account) | IDR. 6.500 |
| d) Online Transfer to Other Bank | IDR. 6.500 |
| 5) Debit Card Transaction through VISA Network (International) | |
| a) Balance Inquiry Fee | Free (issuing bank fee only) |
| b) Cash Withdrawal Fee | Free (issuing bank fee only) |
| 6) Debit Card Transaction through EDC (Merchant Transaction) | |
| a) Offline & Online Transaction | IDR. 0 |
| b) Void Transaction | IDR. 0 |
| 7) Bill Payment and Top up Transaction | Free max 50x* (for credit card) per month, fee after exceed quota follow billers fee |
| 8) Top up E-wallet Transaction | Free max 25x* (for credit card) per onth, fee after exceed quota: IDR. 1.600 |
| 9) Direct Debit Transaction (Payment with OTP and Push Payment with Application) | IDR. 0 |
*quota free 50x is combination of series of transactions (transfer to other bank through application, bill payments of selected biller and E-Wallet top-up)
