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Kredit Tanpa Agunan LINE Bank

Cash for all your needs

Free Admin Fee

Say goodbye to admin fee and provision fee

Simple Process

Apply for a loan easily with your e-KTP

Quick Procedure

Submit your loan application in minutes

Limit Up to 300 Mio

Get a chance for loan limit up to IDR 300.000.000

Loan Installment Simulation

Installment Principal

IDR 1,000,000

Conditions may differ according to customer's application status


3 month

Monthly Payment

IDR 373.333

Flat monthly interest

This is only a simulation, not a final decision and is subject to change in accordance with applicable regulations.

How to apply for KTA?

Select Apply KTA

Product Information

Interest Rate and Fee

Interest Rate and Fee
Monthlystarts from 0.88% /month*
*Details of Term and Condition for the loan interest rate refer to the FAQ
Provision and admin feeNo Fees
Early Repayment Fee (monthly)
  • Limit IDR 1.000.000 - IDR 4.900.000
    Minimum IDR 50.000 or 6% from total monthly installment due (Principal + Interest) whichever higher.
  • Limit >= IDR 5.000.000
    5% from remaining loan principal amount
Late Fee (monthly)
  • Limit IDR 1.000.000 - IDR 4.900.000
    Minimun IDR 50.000 or 6% from total monthly installment due (Principal + Interest) whichever higher.
  • Limit > IDR 5.000.000
    Minimum IDR 250.000 or 6% from total monthly installment due (Priincipal + Interest) whichever higher.
Interest Rate and Fee may vary according to the applicable Bank regulations

Installment Options

  • Monthly term: 3 months to 60 months

Customer Eligibility

  • LINE Bank savings account holder
  • Age : Min age 21 years old when apply, Max 55 years old when loan mature
  • Citizenship: Indonesia citizen and e-KTP holder
  • Minimum monthly income : IDR 3.000.000
  • Employment Type

    - Employee (permanent/contract)
    - Government employee
    - Self-employed
    - Professional
    - Informal employee
    - Housewife
    - Student

  • Loan Coverage Area (Domicile)

    - Jabodetabek
    - Lebak
    - Pandeglang
    - Serang
    - Cilegon
    - Cianjur
    - Sukabumi
    - Karawang
    - Bandung and surrounding cities
    - Semarang and surrounding cities
    - Surakarta
    - Yogyakarta and surrounding cities
    - Surabaya and surrounding cities


  • To access information on RIPLAY KTA loan products, click the following link:Here

FAQ - LINE Bank Loan

Can the Loan limit be increased?

According to the terms, you will receive a Loan limit from LINE Bank; however, you must preserve the Loan's credibility by making timely payments in order to qualify for further interesting limit offers.

How do I see the details of my KTA/Quick Credit Loan?

You can view the details of your KTA / Quick Credit Loan by:

  1. Click on your KTA/Quick Credit on the main menu
  2. Click the icon in the upper right corner
  3. You can see the due date of the facility - KTA/ Quick Credit

How long does the LINE Bank Loan Application process take?

The maximum submission time for a Loan Application is 1x24 hours of the Loan amount given in the Application; if additional verification is required, the maximum submission time is 3 working days of the Loan amount submitted in the Application.

Experience even more!

Check Credit Limit

Check your credit limit result in only a few minutes with minimal input data

Quick Credit

Use your credit flexibly and enjoy 0% interest for the first month