LINE Bank KTA
Cash for all your needs

No Fee
No admin and provision fees
Simple Process
Loan application only with e-KTP
Fast
Fast application until disbursement
Higher Limit
Loan limit up to IDR 100.000.000

Loan Installment Simulation

Installment Principal

IDR 1,000,000

Conditions may differ according to customer's application status

Interval

0 days

Total Payment

IDR 1,052,500

Flat daily interest 0.3%

This is only a simulation, not a final decision and is subject to change in accordance with applicable regulations.


How to apply for KTA?
Select Apply KTA
Interest Rate and Fee
Interest Rate and Fee
Dailystarts from 0.35% /day
Monthlystarts from 1.29% /month
Fee
Provision and admin feeNo Fees
Early Redemption Fee (daily)No Fee (For early redemption, customer needs to pay all the outstanding loan include interest charge and others fee apply as per tenor agreed)
Early Redemption Fee (monthly)
  • Limit IDR 1.000.000 - IDR 4.900.000
    Free (for early repayment, Debitor is required to pay all outstanding loans including interest fees and other fees according to the agreed tenor)
  • Limit >= IDR 5.000.000
    5% from remaining loan principal amount
Late Fee (daily)0,8% / day from outstanding due, maximum IDR.700.000.
Late Fee (monthly)
  • Limit IDR 1.000.000 - IDR 4.900.000
    Minimum IDR 50.000 or 6% from total monthly installment due (Principal + Interest) whichever higher.
  • Limit > IDR 5.000.000
    Minimum IDR 250.000 or 6% from total monthly installment due (Priincipal + Interest) whichever higher.
Interest Rate and Fee may vary according to the applicable Bank regulations
Installment Options
  • Daily term: 30 days
  • Monthly term: 3 months to 60 months
Customer Eligibility
  • LINE Bank savings account holder
  • Age : Min age 21 years old when apply, Max 55 years old when loan mature
  • Citizenship: Indonesia citizen and e-KTP holder
  • Employment Type

    - Employee (permanent/contract)
    - Government employee
    - Self-employed
    - Professional
    - Informal employee
    - Housewife
    - Student

  • Loan Coverage Area (Domicile)

    - Jabodetabek
    - Bandung
    - Surabaya

  • Minimum monthly income : IDR 3.000.000

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