Kredit Tanpa Agunan LINE Bank

Cash for all your needs

Free Admin Fee

Say goodbye to admin fee and provision fee
IDR

Simple Process

Apply for a loan easily with your e-KTP

Quick Procedure

Submit your loan application in minutes

Limit Up to 300 Mio

Get a chance for loan limit up to IDR 300.000.000

How to apply for KTA?

Select Apply KTA

  • select_apply_quick_cash
  • pre_check_credit_limit
  • consent_for_terms
  • verify_id_and_cellphone_number
  • get_pre_check_result
  • complete_application_form
  • check_final_review_result
  • enter_pin_number

Product Information

Interest Rate and Fee

Interest Rate and Fee
Monthlystarts from 0.88% /month*
*Details of Term and Condition for the loan interest rate refer to the FAQ
Fee
Provision and admin feeNo Fees
Early Repayment Fee (monthly)
  • Limit IDR 1.000.000 - IDR 4.900.000
    No fees are charged, for early repayment the user is required to pay all unpaid loans including interest and other fees according to the agreed tenor.
  • Limit > IDR 5.000.000
    Monthly loan limit tenor >= Rp5,000,000,- Minimum Rp250,000,- or 5% of the remaining principal loan, whichever is higher.
Late Fee (monthly)
  • Limit IDR 1.000.000 - IDR 4.900.000
    Minimun IDR 50.000 or 6% from total monthly installment due (Principal + Interest) whichever higher.
  • Limit > IDR 5.000.000
    Minimum IDR 250.000 or 6% from total monthly installment due (Priincipal + Interest) whichever higher.
Interest Rate and Fee may vary according to the applicable Bank regulations

Installment Options

  • Monthly term: 3 months to 60 months

Customer Eligibility

  • LINE Bank savings account holder
  • Age : Min age 21 years old when apply, Max 55 years old when loan mature
  • Citizenship: Indonesia citizen and e-KTP holder
  • Minimum monthly income : IDR 3.000.000
  • Employment Type

    - Employee (permanent/contract)
    - Government employee
    - Self-employed
    - Professional
    - Informal employee
    - Housewife
    - Student

  • Loan Coverage Area (Domicile)

    - Jabodetabek
    - Lebak
    - Pandeglang
    - Serang
    - Cilegon
    - Cianjur
    - Sukabumi
    - Karawang
    - Bandung and surrounding cities
    - Semarang and surrounding cities
    - Surakarta
    - Yogyakarta and surrounding cities
    - Surabaya and surrounding cities

RIPLAY

  • To access information on RIPLAY KTA loan products, click the following link:Here

FAQ - LINE Bank Loan

Can the Loan limit be increased?

According to the terms, you will receive a Loan limit from LINE Bank; however, you must preserve the Loan's credibility by making timely payments in order to qualify for further interesting limit offers.

How do I see the details of my KTA/Quick Credit Loan?

You can view the details of your KTA / Quick Credit Loan by:

  1. Click on your KTA/Quick Credit on the main menu
  2. Click the icon in the upper right corner
  3. You can see the due date of the facility - KTA/ Quick Credit

How long does the LINE Bank Loan Application process take?

The maximum submission time for a Loan Application is 1x24 hours of the Loan amount given in the Application; if additional verification is required, the maximum submission time is 3 working days of the Loan amount submitted in the Application.

Experience even more!

Rp

KTA Financing

Finance your purchases from phone for whatever you need!!