Kredit Tanpa Agunan LINE Bank
Cash for all your needs
Simple Process
Apply for a loan easily with your e-KTP
Quick Procedure
Submit your loan application in minutes
Limit Up to 100 Mio
Get a chance for loan limit up to IDR 100.000.000
Long-term tenor
Installment up to 5 years
How to apply for KTA?
Select Apply KTA
Product Information
Loan Limit
- IDR 1.000.000 to IDR 100.000.000
Interest Rate and Fee
| Interest Rate | |
|---|---|
| Monthly | Start from 1.89%/month* |
| *Details of Term and Condition for the loan interest rate refer to the FAQ | |
| Fee | |
|---|---|
| Provision Fee | 2% |
| Late Payment | - Limit IDR 1.000.000 – IDR 4.900.000 : Minimum IDR 50.000 or 6% from monthly installment (Principle + Interest) whichever higher. |
| - Limit > IDR 5.000.000 : Minimum IDR 250.000 or 6% from monthly installment (Principle + Interest) whichever higher. | |
| Early Paid Off | - Limit IDR 1.000.000 - IDR 4.900.000 : No penalty are charged, however, for early repayment the user is required to pay the entire outstanding loan amount including interest fees according to the agreed tenor. |
| - Limit >= IDR 5.000.000 : Minimum IDR 250.000 or 5% from the remaining principle (whichever higher). |
Interest Rate and Fee may vary according to the applicable Bank regulations
Installment Options
- Monthly term: 3 months to 60 months
Customer Eligibility
- LINE Bank savings account holder
- Minimum age is 21 years old when apply and Maximum age is 55 years old when the loan matured
- Citizenship : Indonesian citizen and e-KTP holder
- Minimum monthly income : IDR 3.000.000
- Employment Type
- Employee (permanent/contract)
- Government employee
- Self-employed
- Professional - Loan Coverage Area (Domicile)
- Kota Jakarta Pusat
- Kota Jakarta Timur
- Kota Jakarta Barat
- Kota Jakarta Selatan
- Kota Jakarta Utara
- Kota Bogor
- Kota Depok
- Kab Tangerang
- Kota Tangerang
- Kota Tangerang Selatan
- Kota Bekasi
- Kota Bandung
- Kota Surabaya
RIPLAY
- To access information on RIPLAY KTA loan products, click the following link:Here
FAQ - LINE Bank Loan
Can the Loan limit be increased?
According to the terms, you will receive a Loan limit from LINE Bank; however, you must preserve the Loan's credibility by making timely payments in order to qualify for further interesting limit offers.
How do I see the details of my KTA/Quick Credit Loan?
You can view the details of your KTA / Quick Credit Loan by:
- Click on your KTA/Quick Credit on the main menu
- Click the icon in the upper right corner
- You can see the due date of the facility - KTA/ Quick Credit
How long does the LINE Bank Loan Application process take?
The maximum submission time for a Loan Application is 1x24 hours of the Loan amount given in the Application; if additional verification is required, the maximum submission time is 3 working days of the Loan amount submitted in the Application.
Experience even more!
Check Credit Limit
Check your credit limit result in only a few minutes with minimal input data
Quick Credit
Use your credit flexibly and enjoy 0% interest for the first month