Top Spender Promo

1. Make transactions or payments using Hana Bank Debit Cards and LINE Bank by Hana Bank Debit Cards bearing the GPN and/or Visa logo at online or offline merchants (domestic or international), excluding e-wallet top-up transactions.

2. Get cashback of up to IDR 15,000,000 for the highest transactions during the program period.

3. Terms and Conditions apply

1. The Program is valid from 1 July – 30 November 2026.

2. The Program applies to payments made using Hana Bank Debit Cards and LINE Bank by Hana Bank Debit Cards bearing the GPN and/or Visa logo at online or offline merchants (domestic or international), excluding e-wallet top-up transactions.

3. Customers have the opportunity to receive cashback of up to IDR15,000,000 for the highest transaction amount during the Program period, with the following details:

• Top Spender – Diamond Category

  • Top spender 1: Cashback of IDR15,000,000
  • Top spender 2-3: Cashback of IDR7,500,000
  • Top spender 4-6: Cashback of IDR5,000,000
  • Top spender 7-16: IDR1,000,000 e-voucher

• Top Spender – Gold Category

  • Top spender 1: Cashback of IDR3,000,000
  • Top spender 2-3: Cashback of IDR2,000,000
  • Top spender 4-6: Cashback of IDR1,000,000
  • Top spender 7-16: IDR500,000 e-voucher

4. The Program is subject to the following terms and conditions:

• Customers are entitled to receive cashback only once and may only win in one category.

• The determination of Gold or Diamond category status will be conducted at the end of the Program period based on the calculation of the average minimum balance and transaction volume during the Program period, as follows:

  • Diamond:

    • Average minimum balance during the Program period of IDR3,000,000
    • Minimum accumulated transactions of IDR15,000,000 per month or a minimum accumulated transaction amount of IDR75,000,000 during the Program period

  • Gold:

    • Average minimum balance during the Program period of IDR300,000
    • Minimum accumulated transactions of IDR3,000,000 per month or a minimum accumulated transaction amount of IDR15,000,000 during the Program period
• Transactions at the same merchant will only be counted for a maximum of 10 (ten) transactions with the highest transaction values per month. Any additional transactions will not be included in the Program calculation.

5. Customers eligible for cashback will be announced no later than 20 business days after the end of the Program through Hana Bank’s official communication channels.

6. Cashback will be credited no later than 7 business days after the announcement. If the crediting date falls on a public holiday, the cashback will be credited on the next business day.

7. Any taxes arising from the cashback will be borne by Hana Bank.

8. The Program is not applicable to Hana Bank employees.

9. Hana Bank reserves the right to verify customer data and transactions. In the event of any indication of violations or fraudulent activities against the applicable regulations and terms and conditions, Hana Bank reserves the right to cancel and/or revoke any cashback that has been or will be granted to the Customer.

10. Hana Bank reserves the right to amend and/or supplement the Program’s terms and conditions by providing prior notice to Customers within the timeframe stipulated by the Regulator through Hana Bank’s official communication channels.

11. For complaints or inquiries regarding the Program, Customers may contact Call Hana at 1-500-021 (24 hours), Hana Bank Official WhatsApp at 0811-9710-0021 (08.00 - 22.00 WIB), email customervoice@hanabank.co.id / help@linebank.co.id, or visit the nearest Hana Bank Branch Network.

12. Customers must comply with all instructions and terms and conditions provided by Hana Bank, as well as all applicable laws and regulations specifically governing the use of services and transactions related to this Program.

13. By participating in this Program, Customers acknowledge that they have read, understood, and agreed to all applicable Program terms and conditions.

14. PT Bank KEB Hana Indonesia (Hana Bank) is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and is a member of the Indonesia Deposit Insurance Corporation (LPS).