Interest Rate and Fee

Interest Rate and Fee
MonthlyStarts from 2.6% /month*
*Details of Term and Condition for the loan interest rate refer to the FAQ
Fee
Provision FeeNo Fees
Early Repayment Fee (monthly)No Fees
Late Fee (monthly)Min. IDR 100k or 6% from monthly installment (whichever higher)
Interest Rate and Fee may vary according to the applicable Bank regulations

Installment Options

  • Monthly terms: 3,6,12, and 24 month

Customer Eligibility

  • LINE Bank savings account holder
  • Age : Min age 21 years old when apply, Max 55 years old when loan mature
  • Citizenship: Indonesia citizen and e-KTP holder
  • Minimum monthly income : IDR 3.000.000
  • Employment Type

    - Employee (permanent/contract)
    - Government employee
    - Self-employed
    - Professional
    - Informal employee
    - Housewife
    - Student

  • Loan coverage area (Domicile)*

    - Jabodetabek
    - Lebak
    - Pandeglang
    - Serang
    - Cilegon
    - Cianjur
    - Sukabumi
    - Karawang
    - Bandung and surrounding cities
    - Semarang and surrounding cities
    - Surakarta
    - Yogyakarta and surrounding cities
    - Surabaya and surrounding cities

    In accordance with the storelist

FAQ - LINE Bank Loan

Can the Loan limit be increased?

According to the terms, you will receive a Loan limit from LINE Bank; however, you must preserve the Loan's credibility by making timely payments in order to qualify for further interesting limit offers.

How do I see the details of my KTA/Quick Credit Loan?

You can view the details of your KTA / Quick Credit Loan by:

  1. Click on your KTA/Quick Credit on the main menu
  2. Click the icon in the upper right corner
  3. You can see the due date of the facility - KTA/ Quick Credit

How long does the LINE Bank Loan Application process take?

The maximum submission time for a Loan Application is 1x24 hours of the Loan amount given in the Application; if additional verification is required, the maximum submission time is 3 working days of the Loan amount submitted in the Application.