{"id":9681,"date":"2024-09-26T16:07:01","date_gmt":"2024-09-26T09:07:01","guid":{"rendered":"https:\/\/linebank.co.id\/blog\/?p=9681"},"modified":"2024-09-26T16:07:02","modified_gmt":"2024-09-26T09:07:02","slug":"apa-itu-doom-spending","status":"publish","type":"post","link":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/","title":{"rendered":"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!"},"content":{"rendered":"\n

Hi Sobat LINE Bank,<\/p>\n\n\n\n

Sebelumnya kamu sudah pernah dengar mengenai tren\u00a0doom spending<\/em>\u00a0belom? Istilah \/ tren ini memang mendadak membanjiri media sosial akhir-akhir ini. Mengutip\u00a0CNBC<\/em>, hal itu terlihat dari fenomena di mana anak-anak muda dari\u00a0Generasi Z\u00a0dan milenial yang menghabiskan uang untuk barang mewah alih-alih menabung.<\/p>\n\n\n\n

\"Apa<\/figure>\n\n\n\n

Di Amerika, tercatat lebih dari seperempat warga Amerika menghabiskan uang untuk mengatasi stres di tengah situasi ekonomi dan politik.Namun, rupanya fenomena\u00a0doom spending<\/em>\u00a0ini tidak hanya terjadi di Amerika, tapi juga sejumlah negara. Mungkin juga termasuk Indonesia. Untuk tahu apakah tren\u00a0doom spending<\/em>\u00a0juga dilakukan\u00a0generasi muda\u00a0di Indonesia, pahami definisi dan penyebabnya berikut ini!<\/p>\n\n\n\n

Apa itu Doom Spending<\/em><\/strong>?<\/h2>\n\n\n\n

Doom spending<\/em> adalah istilah yang digunakan untuk menggambarkan perilaku belanja tanpa kendali yang dilakukan untuk meredakan stres atau kecemasan, terutama saat seseorang merasa pesimis tentang masa depan.<\/p>\n\n\n\n

Fenomena ini semakin banyak dibicarakan di media sosial dan menjadi tren di kalangan Generasi Z dan milenial.<\/p>\n\n\n\n

\n

Menurut\u00a0Psychology Today<\/em>,\u00a0doom spending<\/em>\u00a0terjadi ketika seseorang melakukan\u00a0belanja impulsif\u00a0sebagai cara untuk mengatasi perasaan negatif terkait ekonomi atau masa depan yang tidak pasti.<\/p>\n<\/blockquote>\n\n\n\n

Penyebab\u00a0Doom Spending<\/em><\/strong><\/h3>\n\n\n\n

Generasi muda\u00a0saat ini, terutama Gen Z dan milenial, merasa terpapar pada berita buruk secara terus-menerus. Hal itu membuat generasi muda ini merasakan\u00a0pesimisme yang mendalam terhadap masa depan. Alhasil,\u00a0mereka jadi cenderung melarikan diri ke aktivitas belanja untuk mendapatkan perasaan sementara atas kontrol dalam dunia yang terasa tidak terkendali.<\/p>\n\n\n\n

Cara Mengatasi Pengeluaran Berlebihan<\/h3>\n\n\n\n

Menurut Louise Hill, salah satu pendiri GoHenry, menilai penting untuk mengajari anak muda kekuatan finansial terletak pada literasi keuangan. Memiliki tujuan tabungan, menolak tekanan teman sebaya, dan menemukan cara sehat untuk mengatasi kecemasan akan memberi masa depan finansial lebih cerah.<\/p>\n\n\n\n

Untuk mengurangi pengeluaran yang tidak perlu itu, berikut beberapa langkah yang bisa kedua generasi itu ambil:<\/p>\n\n\n\n

1. Buat Buku Harian Pengeluaran<\/h4>\n\n\n\n

Mencatat apa yang dibeli, bagaimana perasaan saat membeli, dan pembelajaran yang didapat dari pengalaman tersebut. Hal itu bisa membantu memahami pola pengeluaran.<\/p>\n\n\n\n

2. Batasi Penggunaan Medsos dan Aplikasi Belanja<\/h4>\n\n\n\n

Hapus aplikasi belanja atau batasi waktu untuk menggunakan media sosial agar tidak terjebak dalam pengeluaran impulsif.<\/p>\n\n\n\n

3. Cari Kegiatan Pengganti Menenangkan<\/h4>\n\n\n\n

Ganti kebiasaan berbelanja dengan aktivitas lain, seperti yoga, mandi busa, atau berjalan-jalan.<\/p>\n\n\n\n

4. Tetapkan Anggaran Bulanan<\/h4>\n\n\n\n

Buat anggaran yang realistis dan tetapkan batas pengeluaran untuk berbagai kategori, seperti hiburan, makanan, dan transportasi. Mengikuti anggaran akan membantu lebih sadar akan pengeluaran dan mencegah belanja impulsif.<\/p>\n\n\n\n

5. Prioritaskan Menabung Sebelum Belanja<\/h4>\n\n\n\n

Terapkan metode \u201cpay yourself first,\u201d dengan menyisihkan sebagian penghasilan untuk tabungan atau investasi. Hal itu sebelum mengalokasikan uang untuk belanja atau kebutuhan lainnya.<\/p>\n\n\n\n

6. Gunakan Metode 24 Jam<\/h4>\n\n\n\n

Jika merasa tergoda untuk membeli sesuatu yang tidak penting, berikan waktu 24 jam sebelum melakukan pembelian. Hal itu memberi waktu untuk mempertimbangkan pembelian tersebut benar-benar perlu atau tidak.<\/p>\n\n\n\n

7. Tingkatkan Literasi Keuangan<\/h4>\n\n\n\n

Ikuti kursus keuangan pribadi atau baca buku tentang literasi keuangan. Makin memahami cara mengelola uang akan kecil kemungkinannya untuk melakukan pengeluaran impulsif.<\/p>\n\n\n\n

10. Buat Tujuan Keuangan Jangka Panjang<\/h4>\n\n\n\n

Memiliki tujuan keuangan jangka panjang, seperti membeli rumah atau pensiun dengan nyaman, bisa memberikan motivasi untuk menahan godaan belanja impulsif dan lebih fokus menabung.<\/p>\n\n\n\n

Nah itu dia mengenai istilah Doom spending dan cara mengatasinya. Jangan lupa untuk kamu terapkan yaa! Kalau menurut mimin, kamu boleh loh mulai mengalokasikan uangnya pada investasi. <\/p>\n\n\n\n

Jika kamu ingin memulai investasi, LINE Bank solusinya! Hanya dengan nabung Deposito sekarang, dapatkan spesial cashback hingga Rp1.99juta<\/a><\/strong>. Sudah pasti aman dan diawasi OJK, prosesnya juga mudah ga pake ribet! ( Jika kamu tertarik klik tautan dibawah ini ya👇)<\/p>\n\n\n\n

\"Deposito-Spesial-LB-Promo\"<\/a>
Deposito-Spesial-LB-Promo<\/figcaption><\/figure>\n\n\n\n

Kamu juga bisa cek promo lainnya, disini <\/a><\/strong>atau bisa klik banner <\/em>di bawah artikel ini<\/a>! <\/strong>Banyak banget promo agar hidup kalian lebih mudah. Tunggu apalagi? Ayo, join <\/em>LINE Bank dan dapatkan promonya sekarang!<\/p>\n\n\n\n

Caranya gampang kok, download aplikasi LINE Bank di Appstore maupun Playstore dengan klik disini!<\/a><\/em><\/strong><\/p>\n\n\n\n

\"\"\/<\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"

Hi Sobat LINE Bank, Sebelumnya kamu sudah pernah dengar mengenai tren\u00a0doom spending\u00a0belom? Istilah \/ tren ini memang mendadak membanjiri media sosial akhir-akhir ini. Mengutip\u00a0CNBC, hal itu terlihat dari fenomena di mana anak-anak muda dari\u00a0Generasi Z\u00a0dan milenial yang menghabiskan uang untuk barang mewah alih-alih menabung. Di Amerika, tercatat lebih dari seperempat warga Amerika menghabiskan uang untuk […]<\/p>\n","protected":false},"author":3,"featured_media":9683,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[12],"tags":[2602,1095,166,833,14,16,759],"ppma_author":[834],"class_list":["post-9681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansial","tag-doom-spending","tag-gen-z","tag-investasi","tag-line-bank","tag-linebank","tag-milenial","tag-spending"],"blocksy_meta":[],"yoast_head":"\nApa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!<\/title>\n<meta name=\"description\" content=\"Apa itu Tren Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai! Simak hingga akhir ada cara untuk mewaspadainya! cek disini yaaa\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!\" \/>\n<meta property=\"og:description\" content=\"Apa itu Tren Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai! Simak hingga akhir ada cara untuk mewaspadainya! cek disini yaaa\" \/>\n<meta property=\"og:url\" content=\"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/\" \/>\n<meta property=\"og:site_name\" content=\"LINE Bank Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/linebankid\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/linebankid\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-26T09:07:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-26T09:07:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2024\/09\/doom-spending-LB-blog-jpg.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"724\" \/>\n\t<meta property=\"og:image:height\" content=\"483\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"LINE Bank Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@linebankid\" \/>\n<meta name=\"twitter:site\" content=\"@linebankid\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"LINE Bank Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!","description":"Apa itu Tren Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai! Simak hingga akhir ada cara untuk mewaspadainya! cek disini yaaa","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/","og_locale":"en_US","og_type":"article","og_title":"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!","og_description":"Apa itu Tren Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai! Simak hingga akhir ada cara untuk mewaspadainya! cek disini yaaa","og_url":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/","og_site_name":"LINE Bank Blog","article_publisher":"https:\/\/www.facebook.com\/linebankid\/","article_author":"https:\/\/www.facebook.com\/linebankid\/","article_published_time":"2024-09-26T09:07:01+00:00","article_modified_time":"2024-09-26T09:07:02+00:00","og_image":[{"width":724,"height":483,"url":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2024\/09\/doom-spending-LB-blog-jpg.webp","type":"image\/jpeg"}],"author":"LINE Bank Admin","twitter_card":"summary_large_image","twitter_creator":"@linebankid","twitter_site":"@linebankid","twitter_misc":{"Written by":"LINE Bank Admin","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#article","isPartOf":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/"},"author":{"name":"LINE Bank Admin","@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/person\/719b4e969dffa70dbf26a503d538e42a"},"headline":"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!","datePublished":"2024-09-26T09:07:01+00:00","dateModified":"2024-09-26T09:07:02+00:00","mainEntityOfPage":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/"},"wordCount":634,"commentCount":0,"publisher":{"@id":"https:\/\/linebank.co.id\/blog\/#organization"},"image":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2024\/09\/doom-spending-LB-blog-jpg.webp","keywords":["doom spending","gen z","investasi","line bank","linebank","milenial","spending"],"articleSection":["Finansial"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/","url":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/","name":"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!","isPartOf":{"@id":"https:\/\/linebank.co.id\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#primaryimage"},"image":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#primaryimage"},"thumbnailUrl":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2024\/09\/doom-spending-LB-blog-jpg.webp","datePublished":"2024-09-26T09:07:01+00:00","dateModified":"2024-09-26T09:07:02+00:00","description":"Apa itu Tren Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai! Simak hingga akhir ada cara untuk mewaspadainya! cek disini yaaa","breadcrumb":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#primaryimage","url":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2024\/09\/doom-spending-LB-blog-jpg.webp","contentUrl":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2024\/09\/doom-spending-LB-blog-jpg.webp","width":724,"height":483,"caption":"doom-spending-LB-blog"},{"@type":"BreadcrumbList","@id":"https:\/\/linebank.co.id\/blog\/finansial\/apa-itu-doom-spending\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Beranda","item":"https:\/\/linebank.co.id\/blog\/"},{"@type":"ListItem","position":2,"name":"finansial","item":"https:\/\/linebank.co.id\/blog\/category\/finansial\/"},{"@type":"ListItem","position":3,"name":"Apa itu Doom Spending? Memiliki Dampak Buruk, Harus Diwaspadai!"}]},{"@type":"WebSite","@id":"https:\/\/linebank.co.id\/blog\/#website","url":"https:\/\/linebank.co.id\/blog\/","name":"LINE Bank Blog","description":"Ngebank #CaraLain","publisher":{"@id":"https:\/\/linebank.co.id\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/linebank.co.id\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/linebank.co.id\/blog\/#organization","name":"LINE Bank","url":"https:\/\/linebank.co.id\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"LINE Bank"},"image":{"@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/linebankid\/","https:\/\/x.com\/linebankid","https:\/\/www.instagram.com\/linebankid\/?hl=en","https:\/\/id.linkedin.com\/company\/linebank","https:\/\/www.youtube.com\/channel\/UCH8yaCVKN0gVQg1HSDiqK4Q"]},{"@type":"Person","@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/person\/719b4e969dffa70dbf26a503d538e42a","name":"LINE Bank Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g886b27116f968dd20fb3adc507ce5fe3","url":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g","caption":"LINE Bank Admin"},"description":"A Different Experience of Digital Banking, LINE Bank. LINE Bank is a caring friend, someone that\u2019s easy to get along with. LINE Bank is also a trusted companion, providing smart solutions to all financial issues.","sameAs":["https:\/\/linebank.co.id\/id","https:\/\/www.facebook.com\/linebankid\/","https:\/\/www.instagram.com\/linebankid\/?hl=en","https:\/\/id.linkedin.com\/company\/linebank","https:\/\/x.com\/linebankid","https:\/\/www.youtube.com\/channel\/UCH8yaCVKN0gVQg1HSDiqK4Q"]}]}},"authors":[{"term_id":834,"user_id":3,"is_guest":0,"slug":"hanabda","display_name":"LINE Bank Admin","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g","0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":"","9":"","10":""}],"_links":{"self":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts\/9681","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/comments?post=9681"}],"version-history":[{"count":2,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts\/9681\/revisions"}],"predecessor-version":[{"id":9684,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts\/9681\/revisions\/9684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/media\/9683"}],"wp:attachment":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/media?parent=9681"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/categories?post=9681"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/tags?post=9681"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/ppma_author?post=9681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}