{"id":6444,"date":"2023-10-10T16:45:42","date_gmt":"2023-10-10T09:45:42","guid":{"rendered":"https:\/\/linebank.co.id\/blog\/?p=6444"},"modified":"2023-10-10T16:45:43","modified_gmt":"2023-10-10T09:45:43","slug":"cara-transfer-saldo-kartu-kredit-ke-rekening","status":"publish","type":"post","link":"https:\/\/linebank.co.id\/blog\/general\/cara-transfer-saldo-kartu-kredit-ke-rekening\/","title":{"rendered":"Cara Transfer Saldo Kartu Kredit ke Rekening Pribadi"},"content":{"rendered":"\n
\"Cara
Source: Freepik<\/figcaption><\/figure>\n\n\n\n

Hi, Sobat LINE Bank!<\/p>\n\n\n\n

Apa ada dari kalian yang punya kartu kredit atau tertarik ingin punya kartu kredit?<\/p>\n\n\n\n

Kartu kredit bukan cuma buat untuk pembayaran cashless<\/em> atau buat belanja, lho guys<\/em>! <\/p>\n\n\n\n

Pastinya kalian juga memiliki kebutuhan sendiri yang tidak terbatas pada belanja. Nah, saldo di kartu kredit juga bisa di transfer ke rekening kalian lho!<\/p>\n\n\n\n

Lho, iya? Gimana caranya? Santuy! Di artikel kali ini, kalian akan bahas bersama dengan LINE Bank untuk belajar cara transfer saldo kartu kredit ke rekening pribadi kalian! Yuk skuy di baca baik-baik, ya!<\/p>\n\n\n\n

Hal yang Perlu Diperhatikan Sebelum Transfer Saldo Kartu Kredit ke Rekening Pribadi<\/h2>\n\n\n\n

Sebelum kalian melakukan transfer, kalian sebaiknya memperhatikan beberapa hal terlebih dahulu. Berikut adalah hal yang perlu di perhatikan:<\/p>\n\n\n\n

1. Memiliki kartu kredit<\/h3>\n\n\n\n

Syarat pertama tentu saja memiliki kartu kredit. Kartu kredit yang kalian miliki sudah terdaftar dan terverifikasi oleh bank<\/p>\n\n\n\n

2. Maksimum Jumlah Transfer<\/h3>\n\n\n\n

Umumnya, maksimum jumlah transfer saldo dari kredit ke rekening sebesar 40% hingga 60% dari limit kredit.<\/p>\n\n\n\n

Jadi, bila limit kartu kredit kalian sebesar Rp.50.000.000 maka, dengan jumlah persentasi maksimum adalah 50%, maka jumlah maksimum yang dapat bisa di transfer ke rekening adalah sebesar Rp.25.000.000<\/p>\n\n\n\n

3. Biaya Administrasi<\/h3>\n\n\n\n

Untuk melakukan transfer dari kartu kredit ke rekening pribadi, kalian akan dikenai biaya administrasi. Untuk transfer sebesar 3% hingga 6% sesuai dengan jenis kartu kredit kalian.<\/p>\n\n\n\n

Untuk semakin memahami, kita akan memakai sebuah contoh.<\/p>\n\n\n\n

Misal dari 25.000.000 tadi, ketetapan biaya administrasi sebesar 5%. Jadi untuk transfer, kalian harus merogoh 5.000.000 lagi.<\/p>\n\n\n\n

4. Biaya Lainnya<\/h3>\n\n\n\n

Biaya di atas tadi juga akan bergantung kepada tenor pelunasan pinjaman. Semakin lama tenornya, maka semakin besar biayanya.<\/p>\n\n\n\n

Selain itu, apabila kalian telat membayar pinjaman, maka kalian akan dikenakan denda ataupun pinalti yang juga berarti kalian harus mengocek kantong lagi.<\/p>\n\n\n\n

Cara Transfer Saldo Kartu Kredit ke Rekening Pribadi<\/h2>\n\n\n\n

1. Cara Transfer lewat Layanan Bank<\/h3>\n\n\n\n

Cara pertama adalah dengan menggunakan layanan dari bank yang sudah kalian daftarkan kartu kredit kalian.<\/p>\n\n\n\n

Bank biasanya memiliki layananan khusus untuk mentransfer saldo apabila kalian sudah mendaftarkan kartu kredit ke bank tujuan dan berhasil.<\/p>\n\n\n\n

Satu bank bisa memiliki kebijakan yang berbeda dibanding bank lainnya. Namun, secara general nasabah harus menghubungi call center <\/em>miliki bank untuk mengajukan permohonan pencairan dana.<\/p>\n\n\n\n

Setelahnya, bank akan memberikan instruksi lebih lanjut tentang mentransfer saldo kredit kalian ke rekening pribadi.<\/p>\n\n\n\n

2. Cara Transfer lewat Mesin ATM<\/h3>\n\n\n\n

Pertama-tama kalian harus menarik tunai terlebih dahulu dari kartu kredit kalian. Bila kalian belum tahu caranya, no worries<\/em>, karena kita bakal kasih tau kalian disini!<\/p>\n\n\n\n

    \n
  1. Datanglah ke ATM terdekat<\/li>\n\n\n\n
  2. Masukan kartu kredit ke mesin ATM<\/li>\n\n\n\n
  3. Masukan PIN<\/li>\n\n\n\n
  4. Pilih nominal uang yang kalian ingin butuhkan<\/li>\n\n\n\n
  5. Tekan opsi \u201cKartu Kredit\u201d<\/li>\n\n\n\n
  6. Tunggu hingga mesin ATM mengeluarkan uang<\/li>\n\n\n\n
  7. Ambil Uangnya<\/li>\n\n\n\n
  8. Masukan Kartu Debit<\/li>\n<\/ol>\n\n\n\n

    Nah, itu dia apabila kalian ingin menarik uang dari kartu kredit berbentuk cash<\/em>. Namun, buat kalian yang ingin mengambil uang dari kartu kredit kemudian meletakannya ke rekening pribadi, maka kalian harus melakukan stor tunai. Nih, ini dia cara stor tunai uang tersebut ke rekening pribadi kalian!<\/p>\n\n\n\n

      \n
    1. Masukan kartu debit yang menjadi sasaran kalian untuk ditaruh uang tadi ke mesin ATM<\/li>\n\n\n\n
    2. Masukan kode PIN kartu debit kalian<\/li>\n\n\n\n
    3. Pilih menu \u201cSetor Tunai\u201d<\/li>\n\n\n\n
    4. Masukan uang tadi ke shutter <\/em><\/li>\n\n\n\n
    5. Di layar ATM, akan muncul informasi jumlah uang yang telah kalian masukan ke shutter<\/em><\/li>\n\n\n\n
    6. Pastikan jumlah uang yang kalian masukan dan nominal yang tertera di layar sama<\/li>\n\n\n\n
    7. Tekan \u201cSetor\u201d<\/li>\n\n\n\n
    8. Tunggu notifikasi pada layar ATM yang menunjukan transaksi sukses<\/li>\n<\/ol>\n\n\n\n

      Cukup mudah bukan?  Akan tetapi, alangkah baiknya kalau kalian bisa bijak dalam melakukan transfer dari kartu kredit ke rekening kalian. Karena beberapa ketentuan seperti di atas.<\/p>\n\n\n\n

      Kalau kalian gak mau ribet, gak mau panas-panasan keluar dari kamar yang nyaman, dan sedang kepepet, bisa banget nih kalian pakai jasa LINE Bank!<\/p>\n\n\n\n

      Kalian tinggal daftar untuk jadi bagian dari LINE Bank! Gak bakal lama-lama! Bisa darimana aja asal kalian ada internet. Walau memang bukan kartu kredit, tapi LINE Bank ada pinjaman Quick Credit<\/a>! Caranya gampang banget!<\/p>\n\n\n\n

        \n
      1. Download <\/em>aplikasi LINE Bank<\/li>\n\n\n\n
      2. Buka aplikasi LINE Bank<\/li>\n\n\n\n
      3. Daftar dan lengkapi data-data<\/li>\n\n\n\n
      4. Masuk ke akun kalian<\/li>\n\n\n\n
      5. Pilih icon \u201c<\/em>Cairkan Dana\u201d<\/li>\n\n\n\n
      6. Cek limit kredit kalian<\/li>\n\n\n\n
      7. Ketik jumlah pinjaman yang dibutuhkan<\/li>\n\n\n\n
      8. Pilih nomor rekening tujuan untuk menerima saldo tersebut<\/li>\n\n\n\n
      9. Di layar akan tertera besar pinjaman, tenor, dan bunga<\/li>\n\n\n\n
      10. Masukan pin transaksi<\/li>\n<\/ol>\n\n\n\n

        Nah gampang dan praktis, bukan? Semoga informasi tadi bisa membantu kalian untuk tahu cara transfer saldo kartu kredit ke rekening pribadi, ya! By the way<\/em>, kalau kalian jadi bagian LINE Bank sekarang, bakal banyak promo menanti lho!<\/p>\n\n\n\n

        \"\"
        https:\/\/linebank.co.id\/id\/promo\/30025<\/figcaption><\/figure>\n\n\n\n

        Psst, mumpung lagi ada promo cashback<\/em><\/a> <\/em>untuk pinjaman Quick Credit ataupun KTA nih! Bisa sampai Rp.2.000.000<\/strong>! Lumayan kannn! Sampai tanggal 31 Oktober 2023<\/strong>, lho!<\/p>\n\n\n\n

        Yuk, tunggu apa lagi? Ayo gabung dengan LINE Bank sekarang dan dapatkan banyak promonya!<\/p>\n\n\n\n

        <\/a><\/p>\n\n\n\n

        \n

        <\/p>\nBaca juga: <\/strong>Inilah 6 Cara Melacak Uang Salah Transfer Agar Bisa Kembali<\/a><\/cite><\/blockquote>\n","protected":false},"excerpt":{"rendered":"

        Hi, Sobat LINE Bank! Apa ada dari kalian yang punya kartu kredit atau tertarik ingin punya kartu kredit? Kartu kredit bukan cuma buat untuk pembayaran cashless atau buat belanja, lho guys!  Pastinya kalian juga memiliki kebutuhan sendiri yang tidak terbatas pada belanja. Nah, saldo di kartu kredit juga bisa di transfer ke rekening kalian lho! […]<\/p>\n","protected":false},"author":8,"featured_media":6576,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[1],"tags":[],"ppma_author":[835],"class_list":["post-6444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"blocksy_meta":[],"yoast_head":"\nCara Transfer Saldo Kartu Kredit ke Rekening Pribadi | LINE Bank Blog<\/title>\n<meta name=\"description\" content=\"Kalian ingin memakai kartu kredit tapi buat kebutuhan yang ga bisa pakai kartu? Yuk disimak cara transfer saldo kartu kredit ke rekening!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/linebank.co.id\/blog\/general\/cara-transfer-saldo-kartu-kredit-ke-rekening\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cara Transfer Saldo Kartu Kredit ke Rekening Pribadi | LINE Bank Blog\" \/>\n<meta property=\"og:description\" content=\"Kalian ingin memakai kartu kredit tapi buat kebutuhan yang ga bisa pakai kartu? 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