{"id":5511,"date":"2023-07-28T10:51:32","date_gmt":"2023-07-28T03:51:32","guid":{"rendered":"https:\/\/linebank.co.id\/blog\/?p=5511"},"modified":"2023-07-28T10:51:36","modified_gmt":"2023-07-28T03:51:36","slug":"financial-freedom-dan-financial-independence-apa-sih-bedanya","status":"publish","type":"post","link":"https:\/\/linebank.co.id\/blog\/general\/financial-freedom-dan-financial-independence-apa-sih-bedanya\/","title":{"rendered":"Financial Freedom dan Financial Independence: Apa Sih Bedanya?"},"content":{"rendered":"\n<p>Hi Sobat LINE Bank, <\/p>\n\n\n\n<p>Kamu udah <em>familiar <\/em>belum sih dengan istilah <em><strong>Financial freedom<\/strong> <\/em>atau <em><strong>financial independence<\/strong><\/em>?<\/p>\n\n\n\n<p>Pada dasarnya,<strong> <em>Financial independence\u00a0<\/em>atau mandiri secara keuangan adalah momen ketika kamu memiliki  uang yang cukup pada umur 20-an hingga 30-an<\/strong>. Sehingga kamu dapat berhenti bekerja di hari tua dan hidup dari hasil investasimu pada saat muda.<\/p>\n\n\n\n<p>Sesuai dengan namanya,&nbsp;<em>financial freedom<\/em>&nbsp;fokus pada keinginan seseorang untuk dapat mandiri dan tidak bergantung pada siapapun, termasuk pada pekerjaannya ataupun keluarganya.<\/p>\n\n\n\n<p><em>Financial freedom<\/em>\u00a0adalah situasi di mana kamu bebas secara keuangan.\u00a0Kebebasan keuangan\u00a0tidak hanya melulu dengan menjadi kaya lho.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"411\" src=\"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2023\/07\/Financial-Freedom-dan-Financial-Independence-LB-Blog-jpg.webp\" alt=\"Financial Freedom dan Financial Independence: Apa Sih Bedanya?\" class=\"wp-image-5523\" srcset=\"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2023\/07\/Financial-Freedom-dan-Financial-Independence-LB-Blog-jpg.webp 640w, https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2023\/07\/Financial-Freedom-dan-Financial-Independence-LB-Blog-jpg-300x193.webp 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p><strong>Kebebasan keuangan adalah saat di mana kamu dapat mengatur keuangan dengan bijaksana sehingga mimpi dan tujuan keuangan kamu dapat tercapai.<\/strong><\/p>\n\n\n\n<p>Di antara keduanya, sebenarnya mana sih yang harus lebih dipilih antara <em>financial freedom<\/em>\u00a0dibandingkan\u00a0<em>financial independence<\/em>?  Yuk simak dulu lebih dalam mengenai hal ini! Cek disini~<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gimana Caranya&nbsp;<em>Financial Independence<\/em>?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Maksimalkan Pendapatanmu<\/h3>\n\n\n\n<p>Untuk dapat menjadi mandiri secara keuangan di umur 40-an atau 50-an, kamu harus mencari pemasukan yang maksimal pada usia 20-an hingga 30-an. Pada usia ini, fokusmu adalah mencari uang. Ini juga berarti kamu harus mencari\u00a0pekerjaan\u00a0yang lebih aman.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Hidup Sederhana<\/h3>\n\n\n\n<p>Untuk dapat mencapai kemandirian, kamu harus hidup dengan sederhana. Ini berarti, kamu harus menghemat&nbsp;seluruh pos pengeluaran yang dapat dilakukan sendiri.<\/p>\n\n\n\n<p>Misalnya, membawa bekal, dan sebagainya yang dapat menekan budgetmu! Kamu juga harus pintar mengatur arus keuangan mu sesuai pos nya, akan lebih mudah saat kamu menggunakan fitur<strong><em>\u00a0<\/em>Multi Rekening LINE Bank,<\/strong>\u00a0kamu dapat memiliki\u00a0<em><strong><a href=\"https:\/\/bit.ly\/savingpages\">\u00a08 rekening dalam 1 akun\u00a0saja<\/a><\/strong><\/em>.\u00a0Kamu bisa mulai<a href=\"https:\/\/linebank.co.id\/blog\/finansial\/perlu-tabungan-lebih-dari-satu\/\">\u00a0<\/a><strong><a href=\"https:\/\/linebank.co.id\/blog\/finansial\/perlu-tabungan-lebih-dari-satu\/\">pisahin rekening<\/a>\u00a0<\/strong>sesuai kebutuhan kamu! 1 Rekening bisa untuk 1 kebutuhan agar dana nggak bercampur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Melakukan Investasi<\/h3>\n\n\n\n<p>Jika kamu telah melakukan tahap pertama dan kedua dengan benar, maka seharusnya memiliki pemasukan ekstra yang dapat ditabung. Pendapatan ini harus kamu investasikan pada instrumen investasi dengan risiko rendah. Contohnya, seperti investasi jangka panjang dengan resiko rendah yaitu Deposito. Apalagi jika menabung <a href=\"https:\/\/bit.ly\/Depositoo\"><strong>Deposito di LINE Bank<\/strong> <\/a>dapat Cashback lho, khusus kamu\u00a0<strong>pengguna baru<\/strong>, Jika buka rekening LINE Bank bisa dapat<strong>\u00a0<a href=\"https:\/\/bit.ly\/NewUserss\">cashback hingga Rp 1,1 juta.<\/a><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Kesimpulannya, dari pernyataan masing-masing adalah:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Financial independence<\/em>: Saya dapat menjadi bebas jika saya mampu mengumpulkan cukup banyak uang sehingga saya tidak bergantung pada pekerjaan saya.<\/li>\n\n\n\n<li><em>Financial freedom<\/em>: Saya dapat menjadi bebas jika saya mengatur keuangan saya dengan bijak untuk mencapai tujuan saya, tidak peduli banyak atau sedikit yang saya miliki.<\/li>\n<\/ul>\n\n\n\n<p>Nah itu dia mengenai perbedaan <em>Financial Freedom dan Financial Independence<\/em>, jika harus memilih mana yang lebih baik sebenarnya pada dasarnya semua baik asal dilakukan sesuai kemampuanmu. <\/p>\n\n\n\n<p>Dengan adanya LINE Bank,\u00a0<strong>#Upgradelyf<\/strong>\u00a0jadi makin tenang dan\u00a0<em>cash flow<\/em>\u00a0tetap aman. Untukmu yang belum memiliki rekening LINE Bank, yuk buka rekening sekarang buat dapetin keuntungannya.<\/p>\n\n\n\n<p>Caranya gampang kok,&nbsp;<strong>download aplikasi LINE Bank di Appstore maupun Playstore&nbsp;dengan&nbsp;<em><a href=\"https:\/\/bit.ly\/APPSFLYERdwnld\">klik disini!<\/a><\/em><\/strong><\/p>\n\n\n\n<p>Jangan sampai ketinggalan juga ya promo menarik LINE Bank untukmu<strong><em><a href=\"https:\/\/bit.ly\/allpromopage\">,berikut!<\/a><\/em><\/strong><\/p>\n\n\n\n<p><strong>Baca juga :<a href=\"https:\/\/linebank.co.id\/blog\/general\/7-level-financial-freedom-kamu-termasuk-yang-mana\/\"> 7 Level Financial Freedom, Kamu Termasuk Yang Mana?<\/a><\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hi Sobat LINE Bank, Kamu udah familiar belum sih dengan istilah Financial freedom atau financial independence? Pada dasarnya, Financial independence\u00a0atau mandiri secara keuangan adalah momen ketika kamu memiliki uang yang cukup pada umur 20-an hingga 30-an. Sehingga kamu dapat berhenti bekerja di hari tua dan hidup dari hasil investasimu pada saat muda. Sesuai dengan namanya,&nbsp;financial [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5523,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[1],"tags":[],"ppma_author":[834],"class_list":["post-5511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Freedom dan Financial Independence: Apa Sih Bedanya?<\/title>\n<meta name=\"description\" content=\"Hi Sobat LINE Bank, Jika harus memilih, lebih baik yang mana antara Financial Freedom dan Financial Independence? 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