{"id":2829,"date":"2022-09-23T11:44:38","date_gmt":"2022-09-23T04:44:38","guid":{"rendered":"https:\/\/linebank.co.id\/blog\/?p=2829"},"modified":"2022-09-23T11:44:40","modified_gmt":"2022-09-23T04:44:40","slug":"arti-rekening-dormant-dan-mengapa-harus-dihindari","status":"publish","type":"post","link":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/","title":{"rendered":"Arti Rekening Dormant dan Mengapa Harus Dihindari"},"content":{"rendered":"\n

Mengenal Arti Rekening Dormant<\/h2>\n\n\n\n

Rekening\u00a0dormant<\/em>\u00a0lebih lazim dikenal sebagai rekening pasif atau akun tak-aktif.<\/strong> Sesuai namanya, rekening ini tidak mengindikasikan mutasi aktif, seperti penarikan atau penyetoran, dalam jangka waktu lama. Ada pun mutasi yang masuk hanya berupa pendapatan bunga sesuai kesepakatan bank.<\/strong><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Saldo nya pun <\/em>biasanya berjumlah kecil lantaran dibebankan biaya jasa perbankan setiap bulannya. Singkatnya, rekening dormant <\/em>sering disebut akun tidur. Ketika sebuah akun sudah dicap dormant <\/em>setelah beberapa waktu, nasabah tidak bisa lagi menggunakan rekening tersebut untuk melaksanakan kegiatan perbankan. Apabila rekening dalam status dormant <\/em>yang cukup lama, bank akan menghapus atau menghilangkannya.<\/p>\n\n\n\n

Baca juga: Memahami Pengertian Rekening, Jenisnya, dan Kegunaannya<\/a>.<\/strong><\/p>\n\n\n\n

5 Penyebab Rekening Dormant<\/h2>\n\n\n\n

1. Kesalahan Transaksi<\/h3>\n\n\n\n

Penyebab ini terjadi saat ada uang masuk ke sebuah rekening akibat ketidaksengajaan atau kesalahan. Akibatnya, rekening penerima harus diblokir sementara agar dananya tidak disalahgunakan.<\/p>\n\n\n\n

Rekening penerima dicap dormant <\/em>setelah pengirim dana membuat laporan ke bank  <\/em>mengenai kesalahan transfer. Jangan khawatir, penerima akan dihubungi oleh pihak bank dan mendapat laporan kalau akunnya dalam status dormant<\/em>. Tunggu konfirmasi dari bank dan rekening penerima akan dibuka kembali.<\/p>\n\n\n\n

2. Ada Aktivitas Mencurigakan<\/h3>\n\n\n\n

Aktivitas tidak wajar atau mencurigakan bisa membuat akun jadi dormant<\/em>. Aktivitas tersebut bisa berupa hacker <\/em>yang mengutak-atik m-banking<\/em>, transfer uang yang terlalu sering, atau aktivitas penipuan. Pemblokiran ini berlangsung otomatis jika terjadi kejadian tersebut.<\/p>\n\n\n\n

Lain halnya penarikan uang dalam jumlah besar lewat ATM, pihak bank harus melakukan konfirmasi lebih terlebih dulu kepada nasabah. Jika pihak bank gagal menghubungi untuk konfirmasi setelah berkali-kali, status akun berubah jadi dormant<\/em>. Bagi bank, hal ini dilakukan demi keamanan dan menjaga agar uang nasabah tidak hilang secara misterius.<\/p>\n\n\n\n

Baca juga: Apa Itu Mutasi Rekening<\/a><\/strong><\/p>\n\n\n\n

3. Saldo Rekening Kosong<\/h3>\n\n\n\n

Saldo rekening kosong akibat tidak ada kegiatan penarikan atau penyetoran membuat nya menjadi dormant<\/em>. Bank menetapkan biaya administrasi yang dibebankan kepada rekening setiap bulannya. <\/p>\n\n\n\n

4. Pihak Berwajib Meminta Pembekuan<\/h3>\n\n\n\n

Kasus ini terjadi pada rekening yang dilaporkan kepada pihak berwajib. Mereka akan melaporkan rekening yang dicurigai ke pihak bank. Bank akan membekukan rekening terlapor untuk diamankan sebagai barang bukti.<\/p>\n\n\n\n

5. Nasabah Meninggal Dunia<\/h3>\n\n\n\n

Apabila nasabah dilaporkan sudah meninggal dunia, rekening yang terdaftar akan diblokir. Hanya ahli waris yang sah dan sesuai peraturan perundang-undangan yang diberikan akses rekening ini. Alasannya juga sama, yakni untuk keamanan dana di dalamnya.<\/p>\n\n\n\n

Nah Sobat LINE Bank, kamu sekarang sudah tau kan mengenai Rekening dormant<\/em>. Untukmu yang belum memiliki rekening dan baru ingin memulai, cek deh promo pembukaan rekening LINE Bank disini.<\/a><\/p>\n\n\n\n

Sobat LINE Bank dapat membuka rekening tabungan di LINE Bank<\/a><\/strong> tanpa harus datang ke kantor cabang, cukup dengan download <\/em>aplikasinya dan ikuti instruksinya. Praktis bukan? Yuk download <\/em>aplikasinya<\/a><\/strong> sekarang juga!<\/p>\n","protected":false},"excerpt":{"rendered":"

Mengenal Arti Rekening Dormant Rekening\u00a0dormant\u00a0lebih lazim dikenal sebagai rekening pasif atau akun tak-aktif. Sesuai namanya, rekening ini tidak mengindikasikan mutasi aktif, seperti penarikan atau penyetoran, dalam jangka waktu lama. Ada pun mutasi yang masuk hanya berupa pendapatan bunga sesuai kesepakatan bank. Saldo nya pun biasanya berjumlah kecil lantaran dibebankan biaya jasa perbankan setiap bulannya. Singkatnya, rekening dormant sering […]<\/p>\n","protected":false},"author":3,"featured_media":3042,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[12],"tags":[216,238,898],"ppma_author":[838],"class_list":["post-2829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansial","tag-keuangan","tag-rekening","tag-rekening-dormant"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"yoast_head":"\nArti Rekening Dormant dan Mengapa Harus Dihindari<\/title>\n<meta name=\"description\" content=\"Sobat LINE Bank, kalian sudah tau belum sih rekening dormant itu apa dan apasih penyebab rekening dormant? Yuk simak disini\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Arti Rekening Dormant dan Mengapa Harus Dihindari\" \/>\n<meta property=\"og:description\" content=\"Sobat LINE Bank, kalian sudah tau belum sih rekening dormant itu apa dan apasih penyebab rekening dormant? Yuk simak disini\" \/>\n<meta property=\"og:url\" content=\"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/\" \/>\n<meta property=\"og:site_name\" content=\"LINE Bank Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/linebankid\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/linebankid\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-23T04:44:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-23T04:44:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2022\/09\/rekening-dormant.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Dinda\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@linebankid\" \/>\n<meta name=\"twitter:site\" content=\"@linebankid\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"LINE Bank Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Arti Rekening Dormant dan Mengapa Harus Dihindari","description":"Sobat LINE Bank, kalian sudah tau belum sih rekening dormant itu apa dan apasih penyebab rekening dormant? Yuk simak disini","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/","og_locale":"en_US","og_type":"article","og_title":"Arti Rekening Dormant dan Mengapa Harus Dihindari","og_description":"Sobat LINE Bank, kalian sudah tau belum sih rekening dormant itu apa dan apasih penyebab rekening dormant? Yuk simak disini","og_url":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/","og_site_name":"LINE Bank Blog","article_publisher":"https:\/\/www.facebook.com\/linebankid\/","article_author":"https:\/\/www.facebook.com\/linebankid\/","article_published_time":"2022-09-23T04:44:38+00:00","article_modified_time":"2022-09-23T04:44:40+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2022\/09\/rekening-dormant.jpg","type":"image\/jpeg"}],"author":"Dinda","twitter_card":"summary_large_image","twitter_creator":"@linebankid","twitter_site":"@linebankid","twitter_misc":{"Written by":"LINE Bank Admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#article","isPartOf":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/"},"author":{"name":"LINE Bank Admin","@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/person\/719b4e969dffa70dbf26a503d538e42a"},"headline":"Arti Rekening Dormant dan Mengapa Harus Dihindari","datePublished":"2022-09-23T04:44:38+00:00","dateModified":"2022-09-23T04:44:40+00:00","mainEntityOfPage":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/"},"wordCount":455,"commentCount":0,"publisher":{"@id":"https:\/\/linebank.co.id\/blog\/#organization"},"image":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#primaryimage"},"thumbnailUrl":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2022\/09\/rekening-dormant.jpg","keywords":["keuangan","rekening","rekening dormant"],"articleSection":["Finansial"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/","url":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/","name":"Arti Rekening Dormant dan Mengapa Harus Dihindari","isPartOf":{"@id":"https:\/\/linebank.co.id\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#primaryimage"},"image":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#primaryimage"},"thumbnailUrl":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2022\/09\/rekening-dormant.jpg","datePublished":"2022-09-23T04:44:38+00:00","dateModified":"2022-09-23T04:44:40+00:00","description":"Sobat LINE Bank, kalian sudah tau belum sih rekening dormant itu apa dan apasih penyebab rekening dormant? Yuk simak disini","breadcrumb":{"@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#primaryimage","url":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2022\/09\/rekening-dormant.jpg","contentUrl":"https:\/\/linebank.co.id\/blog\/wp-content\/uploads\/2022\/09\/rekening-dormant.jpg","width":1600,"height":900,"caption":"Rekening Dormant"},{"@type":"BreadcrumbList","@id":"https:\/\/linebank.co.id\/blog\/finansial\/arti-rekening-dormant-dan-mengapa-harus-dihindari\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Beranda","item":"https:\/\/linebank.co.id\/blog\/"},{"@type":"ListItem","position":2,"name":"finansial","item":"https:\/\/linebank.co.id\/blog\/category\/finansial\/"},{"@type":"ListItem","position":3,"name":"Arti Rekening Dormant dan Mengapa Harus Dihindari"}]},{"@type":"WebSite","@id":"https:\/\/linebank.co.id\/blog\/#website","url":"https:\/\/linebank.co.id\/blog\/","name":"LINE Bank Blog","description":"Ngebank #CaraLain","publisher":{"@id":"https:\/\/linebank.co.id\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/linebank.co.id\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/linebank.co.id\/blog\/#organization","name":"LINE Bank","url":"https:\/\/linebank.co.id\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"LINE Bank"},"image":{"@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/linebankid\/","https:\/\/x.com\/linebankid","https:\/\/www.instagram.com\/linebankid\/?hl=en","https:\/\/id.linkedin.com\/company\/linebank","https:\/\/www.youtube.com\/channel\/UCH8yaCVKN0gVQg1HSDiqK4Q"]},{"@type":"Person","@id":"https:\/\/linebank.co.id\/blog\/#\/schema\/person\/719b4e969dffa70dbf26a503d538e42a","name":"LINE Bank Admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g886b27116f968dd20fb3adc507ce5fe3","url":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aa5c05eab36676f850a94e1a09ce72140e7426249bc2e1f09b1b787bc2285d54?s=96&d=mm&r=g","caption":"LINE Bank Admin"},"description":"A Different Experience of Digital Banking, LINE Bank. LINE Bank is a caring friend, someone that\u2019s easy to get along with. LINE Bank is also a trusted companion, providing smart solutions to all financial issues.","sameAs":["https:\/\/linebank.co.id\/id","https:\/\/www.facebook.com\/linebankid\/","https:\/\/www.instagram.com\/linebankid\/?hl=en","https:\/\/id.linkedin.com\/company\/linebank","https:\/\/x.com\/linebankid","https:\/\/www.youtube.com\/channel\/UCH8yaCVKN0gVQg1HSDiqK4Q"]}]}},"authors":[{"term_id":838,"user_id":0,"is_guest":1,"slug":"dinda","display_name":"Dinda","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":"","9":"","10":""}],"_links":{"self":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts\/2829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/comments?post=2829"}],"version-history":[{"count":2,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts\/2829\/revisions"}],"predecessor-version":[{"id":3043,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/posts\/2829\/revisions\/3043"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/media\/3042"}],"wp:attachment":[{"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/media?parent=2829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/categories?post=2829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/tags?post=2829"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/linebank.co.id\/blog\/wp-json\/wp\/v2\/ppma_author?post=2829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}