{"id":2781,"date":"2022-09-13T14:00:44","date_gmt":"2022-09-13T07:00:44","guid":{"rendered":"https:\/\/linebank.co.id\/blog\/?p=2781"},"modified":"2022-09-13T14:00:44","modified_gmt":"2022-09-13T07:00:44","slug":"pahami-transaksi-digital-dan-keungulannya","status":"publish","type":"post","link":"https:\/\/linebank.co.id\/blog\/finansial\/pahami-transaksi-digital-dan-keungulannya\/","title":{"rendered":"Pahami Transaksi Digital\u00a0dan Keungulannya!"},"content":{"rendered":"\n
\"Transaksi<\/figure>\n\n\n\n

Transaksi digital semakin marak digunakan sejak pandemi Covid \u2013 19. Masyarakat sudah terbiasa menggunakan transaksi digital. Perubahan kebiasaan masyarakat dalam pembayaran secara digital ini didasarkan pada kemudahan, inovasi, keamanan, layanan pelanggan dan kenyamanan pengguna.<\/p>\n\n\n\n

Transaksi digital adalah jenis pembayaran non tunai atau cashless<\/em> yang dilakukan secara virtual melalui aplikasi atau website pada smartphone<\/em> atau perangkat lainnya. <\/strong>Transaksi digital semakin digemari masyarakat karena keamanan yang diberikan dan telah dilindungi oleh lembaga keuangan resmi Indonesia. Kebanyakan masyarakat menggunakan dompet digital (e \u2013 wallet<\/em>) <\/strong>untuk bertransaksi. <\/p>\n\n\n\n

Jika kamu sudah paham mengenai apa itu transaksi digital, maka berikutnya akan dijelaskan mengenai jenis-jenis transaksi digital. Mari disimak!<\/p>\n\n\n\n

Jenis \u2013 Jenis Transaksi Digital<\/strong><\/h2>\n\n\n\n

1. E \u2013 wallet<\/em><\/h3>\n\n\n\n

E-wallet<\/a> merupakan layanan yang bersifat elektronik dan berfungsi untuk menyimpan data serta instrumen dari pembayaran. Dengan e-wallet, pengguna dapat menyimpan uangnya untuk melakukan transaksi keuangan, baik online maupun offline.<\/p>\n\n\n\n

Belakangan ini e \u2013 wallet <\/em>atau dompet digital banyak digunakan masyarakat untuk membayar listrik, pulsa, tagihan PDAM, bahkan membeli tiket perjalanan. Tak hanya itu, e \u2013 wallet <\/em> juga dimanfaatkan oleh e \u2013 commerce <\/em>untuk menjalankan bisnisnya. Bentuk pembayaran non tunai yang bisa dilakukan tanpa harus kontak fisik merupakan alasan mereka menggunakannya.<\/p>\n\n\n\n

2. E \u2013 money<\/h3>\n\n\n\n

Sedangkan e \u2013 money <\/em>adalah uang yang tersimpan dalam sistem perbankan dalam bentuk elektronik yang dapat digunakan untuk transaksi elektronik. E \u2013 money <\/em>berbentuk kartu dan diterbitkan oleh bank tempat nasabah menyimpan uangnya. <\/p>\n\n\n\n

Penggunaan e-money <\/em>yaitu untuk membayar jalan tol, parkir kendaraan, belanja di swalayan, atau bisa juga digunakan untuk membayar transportasi komuter. Dengan menggunakan e-money <\/em>maka transaksi menjadi lebih praktis karena tidak perlu membawa uang dalam jumlah yang banyak, tingkat keamanannya pun juga lebih tinggi. <\/p>\n\n\n\n

3. Mobile Banking<\/h3>\n\n\n\n

MBanking merupakan layanan dari bank untuk nasabah agar bisa melakukan transaksi secara online<\/em> melalui smartphone<\/em>. Para pengguna tidak perlu ke ATM untuk melakukan transaksi, seperti mengecek saldo, transfer, pembayaran tagihan, serta top up e-wallet<\/em>. Fitur \u2013 fitur yang tersedia dalam m-banking mudah dimengerti dan dapat dipahami oleh semua kalangan. <\/p>\n\n\n\n

4. QRIS<\/h2>\n\n\n\n

Menurut Bank Indonesia Quick Response Code Indonesian Standard<\/a> atau biasa disingkat QRIS (dibaca KRIS) adalah penyatuan berbagai macam QR dari berbagai Penyelenggara Jasa Sistem Pembayaran (PJSP) menggunakan QR Code. QRIS dikembangkan oleh industri sistem pembayaran bersama dengan Bank Indonesia agar proses transaksi dengan QR Code dapat lebih mudah, cepat, dan terjag\u200ba keamanannya. <\/p>\n\n\n\n

Oiya LINE Bank juga menyedikan fitur QRIS lho agar kamu bertransaksi lebih mudah dan praktis. <\/p>\n\n\n\n

Keunggulan Transaksi Digital<\/strong><\/h3>\n\n\n\n

1. Praktis<\/strong><\/p>\n\n\n\n

Pembayaran dapat dilakukan hanya dengan membawa kartu atau smartphone, <\/em>tidak perlu membawa uang tunai. Apalagi jika nominal transaksi besar.  <\/p>\n\n\n\n

2. Aman<\/strong><\/p>\n\n\n\n

Karena tidak perlu membawa uang tunai, keamanan dari pencuri relatif kecil. Transaksi digital juga diawasi oleh lembaga keuangan negara.<\/p>\n\n\n\n

3. Hemat Waktu<\/strong><\/p>\n\n\n\n

Transaksi digital dapat menghemat waktu dalam menghitung jumlah uang yang harus dibayar kita hanya perlu mengetik nominalnya. Penerima pembayaran juga tidak perlu pusing mencari uang receh kembalian.<\/p>\n\n\n\n

4. Fleksibel<\/strong><\/p>\n\n\n\n

Dengan menggunakan transaksi digital kita dapat melakukan transaksi dimanapun dan kapanpun, buka selama 24 jam juga. <\/p>\n\n\n\n

5. Banyak promo menarik<\/strong><\/p>\n\n\n\n

Tidak dapat dipungkiri, transaksi digital memang menggiurkan dengan banyaknya promo yang diberikan. Misalnya membeli makanan lewat pesan antar akan lebih murah jika kita menggunakan aplikasi melalui e-wallet.<\/em> Ditambah lagi adanya cashback<\/em> yang menguntungkan bagi pengguna.<\/p>\n\n\n\n

Kamu juga bisa lihat di link berikut <\/a>promo nya ya! Dijamin nguntungin kamu banget!<\/p>\n\n\n\n

Tapi buat kamu yang belum memiliki account LINE Bank, maka dari itu cek link berikut<\/a> ya untuk download!<\/p>\n\n\n\n

Baca juga : Digital banking di masa pandemi<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Transaksi digital semakin marak digunakan sejak pandemi Covid \u2013 19. Masyarakat sudah terbiasa menggunakan transaksi digital. Perubahan kebiasaan masyarakat dalam pembayaran secara digital ini didasarkan pada kemudahan, inovasi, keamanan, layanan pelanggan dan kenyamanan pengguna. Transaksi digital adalah jenis pembayaran non tunai atau cashless yang dilakukan secara virtual melalui aplikasi atau website pada smartphone atau perangkat lainnya. Transaksi digital semakin […]<\/p>\n","protected":false},"author":3,"featured_media":2825,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[12],"tags":[888,889,887],"ppma_author":[834],"class_list":["post-2781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finansial","tag-e-wallet","tag-millenial","tag-transaksi-digital"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"yoast_head":"\nPahami Transaksi Digital\u00a0dan Keungulannya! | LINE Bank Blog<\/title>\n<meta name=\"description\" content=\"Sejak pandemi Covid \u2013 19, masyarakat sudah terbiasa menggunakan transaksi digital. 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